Pg 2    Pg 3

Closing Agent Resume
Rock S. Wilson, Attorney at Law &
dba Mountainstate Land Title company, P.L.L.C

112 COLLINS AVENUE
Pennsboro, West Virginia 26415

and

3330 Emerson Avenue
Parkersburg, West Virginia 26415

phone (304)659-3633 or 1-800-727-7945, facsimile (304) 659-2775 or 1-800-378-7438

Federal Tax Identification Number 55-0739408

Closing Agent is a graduate of West Virginia University, admitted to Bar in 1992 and licensed to practice law in the State of West Virginia.

Closing Agent is a Title Insurance Agent for Commonwealth Land Title Insurance Company of Pittsburg, Pennsylvania and an approved attorney for Investors Title Insurance Company of Chapel Hill, North Carolina.

Closing Agent is insured by Accordia of West Virginia for Lawyers Professional Liability in the amount 1,000,000.00/1,0000,000.00, effective January 10, 2003 to January 10, 2004.

Closing Agent is currently an approved agent to close for the following companies (this is a partial listing):

(1) The Huntington Mortgage Company
(2) Equifirst Mortgage
(3) Countrywide Home Loans, Inc
(4) Advanta Mortgage
(5) New Century Mortgage Company
(6) North American Mortgage Company
(7) Alliance Funding,
a division of Superior Bank
(8) Austin Funding
(9) Crusader Mortgage Corporation
(10) WMC Mortgage Corp.
(11) Unicor Mortgage
(12) United Companies Lending Corp.
(13) Ginger Mae, Inc
(14) West Virginia Central Credit Union
(15) Flagstar Bank

Pg 2    Pg 3